Evaluate your budget, credit score, and savings. Aim for a credit score above 620 for better mortgage rates in Santa Monica.
Contact lenders to get pre-approved. This helps you know your budget for homes in Santa Monica, where median prices are around $800,000.
Estimate monthly payments and required income based on home price, down payment, and debts.
Your Required Annual Income: $0
Monthly Mortgage Payment: $0
Property Taxes: $0
Homeowners Insurance: $0
Total Mortgage Payment: $0
Hire a local agent familiar with Santa Monica’s neighborhoods.
Explore homes in Santa Monica using online platforms. Filter by price, size, and features.
Work with your agent to submit a competitive offer based on Santa Monica’s market trends.
Schedule a home inspection and appraisal to ensure the property’s value and condition.
Complete your loan application and submit documents to your lender.
Sign final paperwork and pay closing costs (typically 2-5% of the home price in Santa Monica).
Congratulations! Plan your move to your new Santa Monica home.
Office:
3101 Ocean Park Blvd, suite 100,
Santa Monica, California 90405
Call
+14244842414
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